Financial Calculators
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Mortgage Calculator
Estimate monthly mortgage payments including principal, interest, property taxes, home insurance, and private mortgage insurance (PMI).
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Home Mortgage Payment Calculator
Estimate your total monthly housing cost with our comprehensive Mortgage Calculator, factoring in principal, interest, local property taxes, and home insurance.
Key Features:
- Full PITI (Principal, Interest, Taxes, Insurance) estimation.
- PMI calculation when down payment is under 20%.
- Side-by-side comparison of 15-year vs 30-year mortgages.
- Interactive payment breakdown donut chart.
How to Use:
- Enter home purchase price and your down payment amount or percentage.
- Specify loan term (e.g. 15, 20, or 30 years) and interest rate.
- Optionally enter annual property tax and homeowners insurance.
- View your total monthly payment breakdown.
What is Included in a Mortgage Payment?
A typical mortgage payment consists of Principal, Interest, Property Taxes, and Homeowners Insurance (often abbreviated as PITI).
Frequently Asked Questions:
Putting down at least 20% of the home purchase price generally removes the requirement for Private Mortgage Insurance (PMI).